/* ============================================
   Variables y Reset
   ============================================ */

:root {
    --primary-color: #1e3a8a;
    --primary-dark: #1e40af;
    --primary-light: #3b82f6;
    --secondary-color: #059669;
    --accent-color: #0ea5e9;
    --text-dark: #1f2937;
    --text-light: #6b7280;
    --bg-light: #f9fafb;
    --bg-white: #ffffff;
    --border-color: #e5e7eb;
    --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
    --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1);
    --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1);
    --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1);
    --transition: all 0.3s ease;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    color: var(--text-dark);
    line-height: 1.6;
    overflow-x: hidden;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* ============================================
   Header y Navegación
   ============================================ */

.header {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    background: var(--bg-white);
    box-shadow: var(--shadow-sm);
    z-index: 1000;
    transition: var(--transition);
}

.header.scrolled {
    box-shadow: var(--shadow-md);
}

.navbar {
    padding: 1rem 0;
}

.nav-wrapper {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo a {
    text-decoration: none;
    transition: var(--transition);
    display: flex;
    align-items: center;
}

.logo-text {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--primary-color);
    transition: var(--transition);
}

.logo a:hover .logo-text {
    color: var(--primary-light);
}

.nav-menu {
    display: flex;
    list-style: none;
    gap: 2rem;
}

.nav-link {
    color: var(--text-dark);
    text-decoration: none;
    font-weight: 500;
    transition: var(--transition);
    position: relative;
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: -5px;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--primary-color);
    transition: var(--transition);
}

.nav-link:hover::after,
.nav-link.active::after {
    width: 100%;
}

.nav-link:hover,
.nav-link.active {
    color: var(--primary-color);
}

.menu-toggle {
    display: none;
    flex-direction: column;
    background: none;
    border: none;
    cursor: pointer;
    padding: 5px;
    gap: 5px;
}

.menu-toggle span {
    width: 25px;
    height: 3px;
    background: var(--text-dark);
    transition: var(--transition);
    border-radius: 2px;
}

.menu-toggle.active span:nth-child(1) {
    transform: rotate(45deg) translate(8px, 8px);
}

.menu-toggle.active span:nth-child(2) {
    opacity: 0;
}

.menu-toggle.active span:nth-child(3) {
    transform: rotate(-45deg) translate(7px, -7px);
}

/* ============================================
   Hero Section
   ============================================ */

.hero {
    position: relative;
    min-height: 90vh;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--bg-white);
    text-align: center;
    padding-top: 80px;
    overflow: hidden;
}

.hero-background {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    z-index: 0;
}

.hero-image-wrapper {
    position: relative;
    width: 100%;
    height: 100%;
}

.hero-image {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center;
}

.hero-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, rgba(30, 58, 138, 0.85) 0%, rgba(30, 64, 175, 0.75) 50%, rgba(14, 165, 233, 0.7) 100%);
    z-index: 1;
}

.hero-content {
    position: relative;
    z-index: 2;
    max-width: 900px;
    padding: 2rem;
    animation: fadeInUp 1s ease-out;
}

.hero-title {
    font-size: 3rem;
    font-weight: 700;
    margin-bottom: 1.5rem;
    line-height: 1.2;
    color: var(--bg-white);
}

.hero-subtitle {
    font-size: 1.25rem;
    margin-bottom: 2.5rem;
    opacity: 0.95;
    line-height: 1.8;
    color: var(--bg-white);
}

.hero-buttons {
    display: flex;
    gap: 1rem;
    justify-content: center;
    flex-wrap: wrap;
}

/* ============================================
   Botones
   ============================================ */

.btn {
    display: inline-block;
    padding: 0.875rem 2rem;
    font-size: 1rem;
    font-weight: 600;
    text-decoration: none;
    border-radius: 8px;
    transition: var(--transition);
    cursor: pointer;
    border: none;
    text-align: center;
}

.btn-primary {
    background: var(--bg-white);
    color: var(--primary-color);
    box-shadow: var(--shadow-lg);
}

.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-xl);
    background: var(--bg-light);
}

.btn-secondary {
    background: transparent;
    color: var(--bg-white);
    border: 2px solid var(--bg-white);
}

.btn-secondary:hover {
    background: var(--bg-white);
    color: var(--primary-color);
    transform: translateY(-2px);
}

.btn-producto {
    background: var(--primary-color);
    color: var(--bg-white);
    width: 100%;
    margin-top: 1.5rem;
}

.btn-producto:hover {
    background: var(--primary-dark);
    transform: translateY(-2px);
}

/* ============================================
   Secciones Generales
   ============================================ */

section {
    padding: 5rem 0;
}

/* ============================================
   Productos Destacados
   ============================================ */

.productos-destacados {
    background: var(--bg-white);
    padding: 4rem 0;
}

.productos-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.producto-card {
    background: var(--bg-white);
    border: 2px solid var(--border-color);
    border-radius: 16px;
    padding: 2rem;
    transition: var(--transition);
    box-shadow: var(--shadow-sm);
}

.producto-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-lg);
    border-color: var(--primary-color);
}

.producto-card.featured {
    border-color: var(--primary-color);
    border-width: 3px;
    background: linear-gradient(to bottom, rgba(30, 58, 138, 0.02), var(--bg-white));
}

.producto-header {
    display: flex;
    align-items: center;
    gap: 1rem;
    margin-bottom: 1rem;
}

.producto-icon {
    font-size: 2.5rem;
}

.producto-card h3 {
    font-size: 1.5rem;
    color: var(--primary-color);
    font-weight: 600;
    margin: 0;
}

.producto-descripcion {
    color: var(--text-light);
    margin-bottom: 1.5rem;
    line-height: 1.7;
    font-size: 1rem;
}

.producto-details {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
    padding: 1.5rem 0;
    border-top: 1px solid var(--border-color);
    border-bottom: 1px solid var(--border-color);
    margin-bottom: 1.5rem;
}

.detail-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 0.5rem;
}

.detail-label {
    color: var(--text-light);
    font-size: 0.95rem;
}

.detail-value {
    color: var(--primary-color);
    font-weight: 600;
    font-size: 1rem;
}

.section-header {
    text-align: center;
    margin-bottom: 4rem;
}

.section-title {
    font-family: 'Playfair Display', serif;
    font-size: 2.5rem;
    font-weight: 700;
    color: var(--primary-color);
    margin-bottom: 1rem;
}

.section-subtitle {
    font-size: 1.125rem;
    color: var(--text-light);
    max-width: 700px;
    margin: 0 auto;
}

/* ============================================
   Sección Nosotros
   ============================================ */

.nosotros {
    background: var(--bg-white);
}

.nosotros-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
    margin-bottom: 4rem;
}

.nosotros-card {
    background: var(--bg-light);
    padding: 2.5rem;
    border-radius: 12px;
    box-shadow: var(--shadow-md);
    transition: var(--transition);
}

.nosotros-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-xl);
}

.card-icon {
    font-size: 3rem;
    margin-bottom: 1rem;
}

.nosotros-card h3 {
    font-size: 1.5rem;
    color: var(--primary-color);
    margin-bottom: 1rem;
    font-weight: 600;
}

.nosotros-card p {
    color: var(--text-light);
    line-height: 1.8;
}

.valores-list {
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

.valor-item {
    padding: 1rem;
    background: var(--bg-white);
    border-radius: 8px;
    border-left: 4px solid var(--primary-color);
}

.valor-item strong {
    color: var(--primary-color);
    display: block;
    margin-bottom: 0.5rem;
}

.historia {
    background: var(--bg-light);
    padding: 3rem;
    border-radius: 12px;
    margin-top: 3rem;
}

.historia h3 {
    font-size: 1.75rem;
    color: var(--primary-color);
    margin-bottom: 1.5rem;
    font-weight: 600;
}

.historia p {
    color: var(--text-light);
    margin-bottom: 1.5rem;
    line-height: 1.8;
    font-size: 1.05rem;
}

.historia p:last-child {
    margin-bottom: 0;
}

/* ============================================
   Sección Servicios
   ============================================ */

.servicios {
    background: var(--bg-light);
}

.servicios-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2rem;
}

.servicio-card {
    background: var(--bg-white);
    border-radius: 12px;
    box-shadow: var(--shadow-md);
    transition: var(--transition);
    border: 1px solid var(--border-color);
    overflow: hidden;
    display: flex;
    flex-direction: column;
}

.servicio-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-xl);
    border-color: var(--primary-color);
}

.servicio-image-wrapper {
    width: 100%;
    height: 200px;
    overflow: hidden;
    background: var(--bg-light);
}

.servicio-image {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: var(--transition);
}

.servicio-card:hover .servicio-image {
    transform: scale(1.05);
}

.servicio-content {
    padding: 2rem;
}

.servicio-icon {
    font-size: 2.5rem;
    margin-bottom: 1rem;
}

.servicio-card h3 {
    font-size: 1.5rem;
    color: var(--primary-color);
    margin-bottom: 1rem;
    font-weight: 600;
}

.servicio-card p {
    color: var(--text-light);
    margin-bottom: 1rem;
    line-height: 1.8;
}

.servicio-card ul {
    list-style: none;
    margin-bottom: 1.5rem;
}

.servicio-card ul li {
    color: var(--text-light);
    padding: 0.5rem 0;
    padding-left: 1.5rem;
    position: relative;
    line-height: 1.6;
}

.servicio-card ul li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: var(--secondary-color);
    font-weight: bold;
}

.servicio-note {
    font-style: italic;
    color: var(--primary-color);
    font-size: 0.95rem;
    border-top: 1px solid var(--border-color);
    padding-top: 1rem;
    margin-top: 1rem;
}

/* ============================================
   Sección Video
   ============================================ */

.video-section {
    background: var(--bg-light);
    padding: 5rem 0;
}

.video-wrapper {
    display: grid;
    grid-template-columns: 1fr 1.5fr;
    gap: 3rem;
    align-items: center;
}

.video-content h2 {
    font-size: 2rem;
    color: var(--primary-color);
    margin-bottom: 1rem;
    font-weight: 700;
}

.video-content p {
    color: var(--text-light);
    font-size: 1.125rem;
    line-height: 1.7;
}

.video-container {
    position: relative;
    border-radius: 12px;
    overflow: hidden;
    box-shadow: var(--shadow-lg);
}

.video-placeholder {
    position: relative;
    width: 100%;
    padding-top: 56.25%; /* 16:9 aspect ratio */
    background: var(--text-dark);
    cursor: pointer;
}

.video-thumbnail {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.play-button {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    background: none;
    border: none;
    cursor: pointer;
    transition: var(--transition);
    z-index: 2;
}

.play-button:hover {
    transform: translate(-50%, -50%) scale(1.1);
}

.play-button svg circle {
    transition: var(--transition);
}

.play-button:hover svg circle {
    fill-opacity: 1;
}

/* ============================================
   Sección Contacto
   ============================================ */

.contacto {
    background: var(--bg-white);
}

.contacto-wrapper {
    display: grid;
    grid-template-columns: 1fr 1.5fr;
    gap: 3rem;
    align-items: start;
}

.contacto-info {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

.info-card {
    background: var(--bg-light);
    padding: 2rem;
    border-radius: 12px;
    box-shadow: var(--shadow-sm);
    transition: var(--transition);
}

.info-card:hover {
    transform: translateX(5px);
    box-shadow: var(--shadow-md);
}

.info-icon {
    font-size: 2.5rem;
    margin-bottom: 1rem;
}

.info-card h3 {
    font-size: 1.25rem;
    color: var(--primary-color);
    margin-bottom: 0.75rem;
    font-weight: 600;
}

.info-card p {
    color: var(--text-light);
    margin-bottom: 0.5rem;
    line-height: 1.6;
}

.contacto-form-wrapper {
    background: var(--bg-light);
    padding: 2.5rem;
    border-radius: 12px;
    box-shadow: var(--shadow-md);
}

.contacto-form {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

.form-group {
    display: flex;
    flex-direction: column;
}

.form-group label {
    font-weight: 600;
    color: var(--text-dark);
    margin-bottom: 0.5rem;
    font-size: 0.95rem;
}

.form-group input,
.form-group select,
.form-group textarea {
    padding: 0.875rem;
    border: 2px solid var(--border-color);
    border-radius: 8px;
    font-family: inherit;
    font-size: 1rem;
    transition: var(--transition);
    background: var(--bg-white);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--primary-color);
    box-shadow: 0 0 0 3px rgba(30, 58, 138, 0.1);
}

.form-group input.error,
.form-group select.error,
.form-group textarea.error {
    border-color: #ef4444;
}

.error-message {
    color: #ef4444;
    font-size: 0.875rem;
    margin-top: 0.25rem;
    display: none;
}

.error-message.show {
    display: block;
}

.btn-submit {
    width: 100%;
    margin-top: 0.5rem;
}

.form-message {
    padding: 1rem;
    border-radius: 8px;
    text-align: center;
    font-weight: 500;
    display: none;
}

.form-message.success {
    display: block;
    background: #d1fae5;
    color: #065f46;
    border: 1px solid #10b981;
}

.form-message.error {
    display: block;
    background: #fee2e2;
    color: #991b1b;
    border: 1px solid #ef4444;
}

/* ============================================
   Footer
   ============================================ */

.footer {
    background: var(--text-dark);
    color: var(--bg-white);
    padding: 3rem 0 1.5rem;
}

.footer-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin-bottom: 2rem;
}

.footer-section h3 {
    font-family: 'Playfair Display', serif;
    font-size: 1.5rem;
    margin-bottom: 1rem;
    color: var(--bg-white);
}

.footer-section h4 {
    font-size: 1.125rem;
    margin-bottom: 1rem;
    color: var(--bg-white);
}

.footer-section p {
    color: rgba(255, 255, 255, 0.8);
    line-height: 1.8;
}

.footer-section ul {
    list-style: none;
}

.footer-section ul li {
    margin-bottom: 0.5rem;
}

.footer-section ul li a {
    color: rgba(255, 255, 255, 0.8);
    text-decoration: none;
    transition: var(--transition);
}

.footer-section ul li a:hover {
    color: var(--bg-white);
    padding-left: 5px;
}

.social-links {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.social-links {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.social-links a,
.social-icon {
    color: rgba(255, 255, 255, 0.8);
    text-decoration: none;
    transition: var(--transition);
    display: inline-block;
}

.social-links a:hover,
.social-icon:hover {
    color: var(--accent-color);
    padding-left: 5px;
}

.footer-legal {
    margin-top: 3rem;
    padding-top: 2rem;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.footer-legal-links {
    display: flex;
    flex-wrap: wrap;
    gap: 1.5rem;
    justify-content: center;
    margin-bottom: 1.5rem;
}

.footer-legal-links a {
    color: rgba(255, 255, 255, 0.8);
    text-decoration: none;
    font-size: 0.9rem;
    transition: var(--transition);
}

.footer-legal-links a:hover {
    color: var(--bg-white);
    text-decoration: underline;
}

.footer-info {
    text-align: center;
    color: rgba(255, 255, 255, 0.7);
    font-size: 0.9rem;
    line-height: 1.6;
    margin-bottom: 1rem;
    max-width: 800px;
    margin-left: auto;
    margin-right: auto;
}

.footer-hecho {
    text-align: center;
    color: rgba(255, 255, 255, 0.8);
    font-size: 0.95rem;
    margin-bottom: 1.5rem;
}

.footer-bottom {
    text-align: center;
    padding-top: 1.5rem;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    color: rgba(255, 255, 255, 0.6);
    font-size: 0.9rem;
}

/* ============================================
   Animaciones
   ============================================ */

@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.fade-in {
    animation: fadeInUp 0.6s ease-out;
}

/* ============================================
   Responsive Design
   ============================================ */

@media (max-width: 768px) {
    .menu-toggle {
        display: flex;
    }
    
    .nav-menu {
        position: fixed;
        top: 70px;
        left: -100%;
        flex-direction: column;
        background: var(--bg-white);
        width: 100%;
        text-align: center;
        transition: var(--transition);
        box-shadow: var(--shadow-lg);
        padding: 2rem 0;
        gap: 0;
    }
    
    .nav-menu.active {
        left: 0;
    }
    
    .nav-menu li {
        padding: 1rem 0;
        border-bottom: 1px solid var(--border-color);
    }
    
    .hero-title {
        font-size: 2.5rem;
    }
    
    .hero-subtitle {
        font-size: 1.125rem;
    }
    
    .section-title {
        font-size: 2rem;
    }
    
    .nosotros-content {
        grid-template-columns: 1fr;
    }
    
    .servicios-grid {
        grid-template-columns: 1fr;
    }
    
    .contacto-wrapper {
        grid-template-columns: 1fr;
    }
    
    .video-wrapper {
        grid-template-columns: 1fr;
    }
    
    .hero-buttons {
        flex-direction: column;
        width: 100%;
    }
    
    .btn {
        width: 100%;
    }
    
    section {
        padding: 3rem 0;
    }
    
    .historia {
        padding: 2rem;
    }
    
    .productos-grid {
        grid-template-columns: 1fr;
    }
    
    .footer-legal-links {
        flex-direction: column;
        gap: 1rem;
        text-align: center;
    }
    
    .modal.active {
        padding: 1rem;
    }
    
    .modal-content {
        padding: 1.5rem;
        width: 95%;
    }
    
    .modal-content h2 {
        font-size: 1.5rem;
    }
    
    .educacion-tabs {
        flex-wrap: wrap;
    }
    
    .tab-button {
        padding: 0.5rem 1rem;
        font-size: 0.9rem;
    }
    
    .tasas-table {
        font-size: 0.9rem;
    }
    
    .tasas-table th,
    .tasas-table td {
        padding: 0.75rem 0.5rem;
    }
}

@media (max-width: 480px) {
    .hero-title {
        font-size: 2rem;
    }
    
    .hero-subtitle {
        font-size: 1rem;
    }
    
    .section-title {
        font-size: 1.75rem;
    }
    
    .nosotros-card,
    .servicio-card,
    .contacto-form-wrapper {
        padding: 1.5rem;
    }
    
    .container {
        padding: 0 15px;
    }
}

/* ============================================
   Modales
   ============================================ */

.modal {
    display: none;
    position: fixed;
    z-index: 2000;
    left: 0;
    top: 0;
    width: 100%;
    height: 100%;
    overflow: auto;
    background-color: rgba(0, 0, 0, 0.6);
    backdrop-filter: blur(4px);
    animation: fadeIn 0.3s ease;
}

.modal.active {
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 2rem;
}

.modal-content {
    background-color: var(--bg-white);
    margin: auto;
    padding: 2.5rem;
    border-radius: 16px;
    width: 90%;
    max-width: 600px;
    max-height: 90vh;
    overflow-y: auto;
    box-shadow: var(--shadow-xl);
    position: relative;
    animation: slideUp 0.3s ease;
}

.modal-content.modal-large {
    max-width: 900px;
}

.modal-close {
    color: var(--text-light);
    float: right;
    font-size: 2rem;
    font-weight: bold;
    line-height: 1;
    cursor: pointer;
    position: absolute;
    top: 1rem;
    right: 1.5rem;
    transition: var(--transition);
}

.modal-close:hover,
.modal-close:focus {
    color: var(--primary-color);
    transform: scale(1.1);
}

.modal-content h2 {
    color: var(--primary-color);
    margin-bottom: 1.5rem;
    font-size: 1.75rem;
    padding-right: 2rem;
}

.modal-subtitle {
    color: var(--text-light);
    margin-bottom: 1.5rem;
    font-size: 0.95rem;
}

/* Simuladores */
.simulador-form {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

.input-hint {
    font-size: 0.85rem;
    color: var(--text-light);
    margin-top: 0.25rem;
    display: block;
}

.resultado-simulador {
    margin-top: 2rem;
    padding: 1.5rem;
    background: var(--bg-light);
    border-radius: 8px;
    display: none;
}

.resultado-simulador.show {
    display: block;
    animation: fadeInUp 0.5s ease;
}

.resultado-simulador h3 {
    color: var(--primary-color);
    margin-bottom: 1rem;
    font-size: 1.25rem;
}

.resultado-item {
    display: flex;
    justify-content: space-between;
    padding: 0.75rem 0;
    border-bottom: 1px solid var(--border-color);
}

.resultado-item:last-child {
    border-bottom: none;
    font-weight: 600;
    font-size: 1.1rem;
    color: var(--primary-color);
    margin-top: 0.5rem;
    padding-top: 1rem;
}

.resultado-label {
    color: var(--text-light);
}

.resultado-value {
    color: var(--text-dark);
    font-weight: 600;
}

/* Educación Financiera */
.educacion-tabs {
    display: flex;
    gap: 0.5rem;
    margin-bottom: 2rem;
    border-bottom: 2px solid var(--border-color);
}

.tab-button {
    padding: 0.75rem 1.5rem;
    background: none;
    border: none;
    border-bottom: 3px solid transparent;
    cursor: pointer;
    font-weight: 500;
    color: var(--text-light);
    transition: var(--transition);
    margin-bottom: -2px;
}

.tab-button:hover {
    color: var(--primary-color);
}

.tab-button.active {
    color: var(--primary-color);
    border-bottom-color: var(--primary-color);
}

.tab-content {
    display: none;
    animation: fadeIn 0.3s ease;
}

.tab-content.active {
    display: block;
}

.tab-content h3 {
    color: var(--primary-color);
    margin-bottom: 1.5rem;
    font-size: 1.5rem;
}

.consejos-list,
.herramientas-list {
    list-style: none;
    padding: 0;
}

.consejos-list li,
.herramientas-list li {
    padding: 1rem 0;
    border-bottom: 1px solid var(--border-color);
    line-height: 1.7;
    color: var(--text-light);
}

.consejos-list li:last-child,
.herramientas-list li:last-child {
    border-bottom: none;
}

.consejos-list li strong {
    color: var(--primary-color);
    display: block;
    margin-bottom: 0.5rem;
}

.glosario-list {
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

.glosario-item {
    padding: 1rem;
    background: var(--bg-light);
    border-radius: 8px;
    border-left: 4px solid var(--primary-color);
    line-height: 1.7;
}

.glosario-item strong {
    color: var(--primary-color);
    display: block;
    margin-bottom: 0.5rem;
}

/* Tasas y Tarifas */
.tasas-content {
    display: flex;
    flex-direction: column;
    gap: 2rem;
}

.tasas-section h3 {
    color: var(--primary-color);
    margin-bottom: 1rem;
    font-size: 1.25rem;
}

.tasas-table {
    width: 100%;
    border-collapse: collapse;
    margin-bottom: 1rem;
}

.tasas-table thead {
    background: var(--primary-color);
    color: var(--bg-white);
}

.tasas-table th {
    padding: 1rem;
    text-align: left;
    font-weight: 600;
}

.tasas-table td {
    padding: 1rem;
    border-bottom: 1px solid var(--border-color);
    color: var(--text-light);
}

.tasas-table tbody tr:hover {
    background: var(--bg-light);
}

.tasas-nota {
    padding: 1.5rem;
    background: var(--bg-light);
    border-radius: 8px;
    border-left: 4px solid var(--primary-color);
}

.tasas-nota p {
    color: var(--text-light);
    line-height: 1.7;
    margin-bottom: 0.75rem;
}

.tasas-nota p:last-child {
    margin-bottom: 0;
}

/* PQRSF Form */
.pqrsf-form {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

@keyframes fadeIn {
    from {
        opacity: 0;
    }
    to {
        opacity: 1;
    }
}

@keyframes slideUp {
    from {
        transform: translateY(50px);
        opacity: 0;
    }
    to {
        transform: translateY(0);
        opacity: 1;
    }
}

/* ============================================
   Utilidades
   ============================================ */

.sr-only {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border-width: 0;
}